Our staff will be glad to help you understand the specifics of your dental insurance coverage. There is, however, one characteristic that is practically universal among all dental insurance plans: benefits expire at the end of a calendar year.
Dental insurance is set up this way for one specific reason—to encourage you and other subscribers to see the dentist regularly. Dentistry is all about prevention. However, if you don’t see your Carrollton dentist routinely, then it’s difficult for Dr. Dillard and his staff to prevent dental and oral health problems such as tooth decay and gum disease. Therefore, it makes sense for you and your family to schedule six-month dental checkups, which are typically covered by most dental insurance plans.
If you have any questions about dental insurance, your plan, or the benefits you are entitled to in connection with any particular procedure, please call our office at (972) 394-1492. We’ll be glad to help you receive the dental care you need and the benefits you deserve.
Dental insurance works a lot like your medical insurance. There are PPO (preferred provider organization) plans, which will offer a list of dentists you can choose from to provide your care. These dentists are in-network, meaning they have come to an agreement with the dental insurance provider to offer certain services at a reduced rate.
Dental insurance plans can also be HMO, or health maintenance organizations. These plans allow you greater flexibility in who provides your care — meaning even if a dentist is out-of-network, or one who hasn’t come to an agreement with the provider, you may still be able to receive discounted services.
Most dental insurance plans will require you to meet a deductible or a fixed amount you must pay out of pocket before your benefits will kick in. After you have met your deductible, you will have an annual maximum or the amount of money beyond which your dental insurance will not pay for services.
Most dental insurance plans renew or start over at the beginning of each new year.
If the mere thought of dental insurance gives you a headache, you are not alone. But understanding how your plan works is critical to making the most out of your investment. People who use their dental insurance benefits are more likely to enjoy better oral health — which has a positive impact on their overall health, too. The office of Anthony Dillard DDS, your Cigna dentist in Carrollton, will gladly file your insurance claims and assist in any other way that’s helpful for you. We want to help make paying for your dental care a breeze!
Please complete the form below and one of our patient coordinators will contact you soon. Alternatively, you may call us at (972) 394-1492.