{"id":127,"date":"2024-10-01T16:31:41","date_gmt":"2024-10-01T16:31:41","guid":{"rendered":"https:\/\/www.smilesrus.com\/blog\/?p=127"},"modified":"2024-11-01T16:35:25","modified_gmt":"2024-11-01T16:35:25","slug":"getting-the-most-value-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/","title":{"rendered":"Getting the Most Value Out of Your Dental Insurance"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.smilesrus.com\/blog\/wp-content\/uploads\/2024\/11\/image-300x200.png\" alt=\"Close up of someone protectively holding a giant model tooth\" class=\"wp-image-128\" srcset=\"https:\/\/www.smilesrus.com\/blog\/wp-content\/uploads\/2024\/11\/image-300x200.png 300w, https:\/\/www.smilesrus.com\/blog\/wp-content\/uploads\/2024\/11\/image.png 545w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n<\/div>\n\n\n<p>If you have <a href=\"https:\/\/www.smilesrus.com\/for-patients.html#insurance\">dental insurance<\/a>, you pay a monthly fee in exchange for access to various money-saving benefits. Since your hard-earned dollars are being put towards this investment, you\u2019d probably like to squeeze as much coverage out of it as possible! But dental insurance is confusing. How can you make sure you\u2019re getting the most value out of your benefits?<\/p>\n\n\n\n<p>That\u2019s what this post is going to explore! For some helpful dental insurance tips, keep reading.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Get to Know Its Quirks<\/h2>\n\n\n\n<p>Every dental insurance plan is different. The finer details of your policy likely won\u2019t look the same as someone else\u2019s, which is why dental offices are often happy to review their patients\u2019 plans and provide assistance. There are two common quirks you should be aware of, though, because they\u2019ll affect your spending strategy. Here\u2019s the scoop:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>An annual maximum<\/strong> caps how much coverage your dental insurance will pay out every year \u2013 sort of like a yearly allowance. Note that this number doesn\u2019t roll over, so if you don\u2019t use all of your coverage money in a given year, you lose it!<\/li>\n\n\n\n<li><strong>You might have to reach a deductible first. <\/strong>Many insurance plans don\u2019t start doling out coverage for some services until you spend a certain amount of money out-of-pocket.<\/li>\n<\/ul>\n\n\n\n<p>Keep these points in mind as you read on!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Schedule Those Checkups and Cleanings<\/h2>\n\n\n\n<p>Most dental insurance plans cover 90% &#8211; 100% of checkup and cleaning visits even if you haven\u2019t reached your deductible. This actually works in your favor, because as a <a href=\"https:\/\/www.smilesrus.com\/preventive-dentistry.html\">preventative care<\/a> measure, these types of appointments can spare you from having to receive costly treatments in the first place! Be sure to schedule them biannually to take full advantage of this detail.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Don\u2019t Procrastinate Dental Treatment<\/h2>\n\n\n\n<p>If you do need a dental treatment for addressing an injury, gum disease, tooth decay, or other condition, it\u2019s best not to put it off. More often than not, these problems only get worse with time and will cost more money as they become more complicated. Plus, if you schedule treatment earlier in the year, it\u2019s easier to both hit your deductible and avoid having leftover cash under your annual maximum.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Evaluate Your Dental Insurance Plan<\/h2>\n\n\n\n<p>With 2024 coming to a close, now\u2019s a great time to dive into your dental insurance plan to reevaluate how well it works for you. If you\u2019re not feeling the benefits of your policy, maybe you need to implement a different spending strategy, or maybe you simply need to shop for new insurance.<\/p>\n\n\n\n<p>Dental insurance can seem daunting. With these tips and help from your dentist, though, you\u2019ll be primed to get the most value out of your benefits!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Dentist<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.smilesrus.com\/dr-anthony-dillard.html\">Dr. Anthony Dillard<\/a> believes that the most rewarding part of dentistry is being able to help patients get the dental care they need. He understands that dental insurance plays a huge role in making quality services more accessible to more patients, which is why he and his team proudly accept all PPO plans. If you need dental care or would like help navigating your dental insurance plan, <a href=\"https:\/\/www.smilesrus.com\/contact.html\">contact<\/a> Dr. Dillard\u2019s office at 972-394-1492.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you have dental insurance, you pay a monthly fee in exchange for access to various money-saving benefits. Since your hard-earned dollars are being put towards this investment, you\u2019d probably like to squeeze as much coverage out of it as possible! But dental insurance is confusing. How can you make sure you\u2019re getting the most [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-127","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Getting the Most Out of Your Dental Insurance | Anthony Dillard<\/title>\n<meta name=\"description\" content=\"You pay a monthly fee for your dental insurance, so it makes sense to get the most value out of your investment! Here\u2019s how you can do that.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Getting the Most Out of Your Dental Insurance | Anthony Dillard\" \/>\n<meta property=\"og:description\" content=\"You pay a monthly fee for your dental insurance, so it makes sense to get the most value out of your investment! Here\u2019s how you can do that.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"ANTHONY DILLARD, DDS Blog\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-01T16:31:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-01T16:35:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.smilesrus.com\/blog\/wp-content\/uploads\/2024\/11\/image-300x200.png\" \/>\n<meta name=\"author\" content=\"smilesrus\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"smilesrus\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/\"},\"author\":{\"name\":\"smilesrus\",\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/#\\\/schema\\\/person\\\/1e852a5d521a988f10e91d8364686d21\"},\"headline\":\"Getting the Most Value Out of Your Dental Insurance\",\"datePublished\":\"2024-10-01T16:31:41+00:00\",\"dateModified\":\"2024-11-01T16:35:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/\"},\"wordCount\":546,\"image\":{\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/image-300x200.png\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/\",\"url\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/\",\"name\":\"Getting the Most Out of Your Dental Insurance | Anthony Dillard\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/image-300x200.png\",\"datePublished\":\"2024-10-01T16:31:41+00:00\",\"dateModified\":\"2024-11-01T16:35:25+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/#\\\/schema\\\/person\\\/1e852a5d521a988f10e91d8364686d21\"},\"description\":\"You pay a monthly fee for your dental insurance, so it makes sense to get the most value out of your investment! Here\u2019s how you can do that.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/image.png\",\"contentUrl\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/image.png\",\"width\":545,\"height\":363},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/getting-the-most-value-dental-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Getting the Most Value Out of Your Dental Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/\",\"name\":\"ANTHONY DILLARD, DDS Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/#\\\/schema\\\/person\\\/1e852a5d521a988f10e91d8364686d21\",\"name\":\"smilesrus\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/645eb1cf3e48c56a8e07d3ca1aac1f50281aac8253aadd842dead652d5d8c3a2?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/645eb1cf3e48c56a8e07d3ca1aac1f50281aac8253aadd842dead652d5d8c3a2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/645eb1cf3e48c56a8e07d3ca1aac1f50281aac8253aadd842dead652d5d8c3a2?s=96&d=mm&r=g\",\"caption\":\"smilesrus\"},\"url\":\"https:\\\/\\\/www.smilesrus.com\\\/blog\\\/author\\\/smilesrus\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Getting the Most Out of Your Dental Insurance | Anthony Dillard","description":"You pay a monthly fee for your dental insurance, so it makes sense to get the most value out of your investment! Here\u2019s how you can do that.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Getting the Most Out of Your Dental Insurance | Anthony Dillard","og_description":"You pay a monthly fee for your dental insurance, so it makes sense to get the most value out of your investment! Here\u2019s how you can do that.","og_url":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/","og_site_name":"ANTHONY DILLARD, DDS Blog","article_published_time":"2024-10-01T16:31:41+00:00","article_modified_time":"2024-11-01T16:35:25+00:00","og_image":[{"url":"https:\/\/www.smilesrus.com\/blog\/wp-content\/uploads\/2024\/11\/image-300x200.png","type":"","width":"","height":""}],"author":"smilesrus","twitter_card":"summary_large_image","twitter_misc":{"Written by":"smilesrus","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/#article","isPartOf":{"@id":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/"},"author":{"name":"smilesrus","@id":"https:\/\/www.smilesrus.com\/blog\/#\/schema\/person\/1e852a5d521a988f10e91d8364686d21"},"headline":"Getting the Most Value Out of Your Dental Insurance","datePublished":"2024-10-01T16:31:41+00:00","dateModified":"2024-11-01T16:35:25+00:00","mainEntityOfPage":{"@id":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/"},"wordCount":546,"image":{"@id":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.smilesrus.com\/blog\/wp-content\/uploads\/2024\/11\/image-300x200.png","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/","url":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/","name":"Getting the Most Out of Your Dental Insurance | Anthony Dillard","isPartOf":{"@id":"https:\/\/www.smilesrus.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.smilesrus.com\/blog\/wp-content\/uploads\/2024\/11\/image-300x200.png","datePublished":"2024-10-01T16:31:41+00:00","dateModified":"2024-11-01T16:35:25+00:00","author":{"@id":"https:\/\/www.smilesrus.com\/blog\/#\/schema\/person\/1e852a5d521a988f10e91d8364686d21"},"description":"You pay a monthly fee for your dental insurance, so it makes sense to get the most value out of your investment! Here\u2019s how you can do that.","breadcrumb":{"@id":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/#primaryimage","url":"https:\/\/www.smilesrus.com\/blog\/wp-content\/uploads\/2024\/11\/image.png","contentUrl":"https:\/\/www.smilesrus.com\/blog\/wp-content\/uploads\/2024\/11\/image.png","width":545,"height":363},{"@type":"BreadcrumbList","@id":"https:\/\/www.smilesrus.com\/blog\/getting-the-most-value-dental-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.smilesrus.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Getting the Most Value Out of Your Dental Insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.smilesrus.com\/blog\/#website","url":"https:\/\/www.smilesrus.com\/blog\/","name":"ANTHONY DILLARD, DDS Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.smilesrus.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.smilesrus.com\/blog\/#\/schema\/person\/1e852a5d521a988f10e91d8364686d21","name":"smilesrus","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/645eb1cf3e48c56a8e07d3ca1aac1f50281aac8253aadd842dead652d5d8c3a2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/645eb1cf3e48c56a8e07d3ca1aac1f50281aac8253aadd842dead652d5d8c3a2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/645eb1cf3e48c56a8e07d3ca1aac1f50281aac8253aadd842dead652d5d8c3a2?s=96&d=mm&r=g","caption":"smilesrus"},"url":"https:\/\/www.smilesrus.com\/blog\/author\/smilesrus\/"}]}},"_links":{"self":[{"href":"https:\/\/www.smilesrus.com\/blog\/wp-json\/wp\/v2\/posts\/127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smilesrus.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smilesrus.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smilesrus.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smilesrus.com\/blog\/wp-json\/wp\/v2\/comments?post=127"}],"version-history":[{"count":1,"href":"https:\/\/www.smilesrus.com\/blog\/wp-json\/wp\/v2\/posts\/127\/revisions"}],"predecessor-version":[{"id":129,"href":"https:\/\/www.smilesrus.com\/blog\/wp-json\/wp\/v2\/posts\/127\/revisions\/129"}],"wp:attachment":[{"href":"https:\/\/www.smilesrus.com\/blog\/wp-json\/wp\/v2\/media?parent=127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smilesrus.com\/blog\/wp-json\/wp\/v2\/categories?post=127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smilesrus.com\/blog\/wp-json\/wp\/v2\/tags?post=127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}